TCPA training quiz for staff who text or call
18 scenario questions6 topicsRules read 2026-10-22Runs in your browser
18 situations your agents and marketers will meet in a normal week: a customer who writes “please stop texting me”, a send queued for 8:30 p.m. in Florida, a bought list of “opted-in” numbers. Each answer is explained the moment it is picked, with the rule it rests on, and the score fills a record you can print or copy for the training file. Names and answers stay in this browser; nothing is sent anywhere.
Question 01 of 18Opt-outs and STOP
A customer replies to your promo text: “please stop texting me”. Your platform only processes the keyword STOP on its own, so nothing happened.
What the quiz covers, and why training is in the rules
Training is not a nice extra under the TCPA rules; it is written into them. Anyone “engaged in any aspect of telemarketing must be informed and trained in the existence and use of the do-not-call list” (47 CFR § 64.1200(d)(2)), and the safe harbor for an accidental call to a number on the national registry asks, among five things, that the seller “has trained its personnel” in its do-not-call procedures (§ 64.1200(c)(2)(i)(B)). A dated record per person is the plain way to show that happened.
The questions cover the six places front-line staff decide things on their own: opt-outs and STOP replies, calling hours, consent, do-not-call requests, calls and recording, and records. Every answer is correct under the rules read on 2026-10-22, including the parts that are moving. The rule that a reply in plain words counts as an opt-out is in force (more in the opt-out keywords guide). The FCC's “revoke all” requirement is waived to 2027-01-31, and its new order FCC 26-67, adopted 2026-09-30, is not yet in effect: it takes effect 30 days after Federal Register publication, which had not happened when this page was written. The TCPA rules for text messages guide covers revocation too.
The stakes question is there on purpose. A person can sue for $500 per call or text, up to three times that ($1,500) if the court finds the violation willful or knowing (47 U.S.C. § 227(b)(3)); the penalty estimator runs that across a whole campaign. This quiz is a training aid, not legal advice, and its record is not a certification of any kind.
Running it with a team
- Pick the pass mark before anyone starts; the quiz has none of its own. You can also ask for every opt-out question right, whatever the total: the record scores each topic separately.
- Each person takes it on their own device and types their name. Nothing is saved between visits, so finish in one sitting.
- Read the explanation on every answer, including the ones you got right. The rule matters more than the letter.
- At the end, print the record (the score sheet and the answer log print together) or copy it into your training file, and sign the trainer line.
- For anyone under the mark, the answer log names each rule to review. Retake keeps the name and the pass mark and clears the answers.
Worked example: a new hire's first attempt
A new sales rep gets three wrong: sends the 8:30 p.m. Miami text, keeps the monthly offers going after a STOP to a reminder, and calls the past customer who had asked not to be called. That is 15 of 18, or 83%, which meets a 80% mark, and the record still points at three rules to go over. The table is computed by the same scoring the quiz runs. Calling hours are the easiest to fix for good: the quiet hours checker converts any send to the recipient's clock.
| Topic | Correct | Status | Missed question | Rule to review |
|---|---|---|---|---|
| Opt-outs and STOP | 5 of 6 | Review | STOP to an appointment reminder | 47 CFR § 64.1200(a)(12); DA 26-12; FCC 26-67 |
| Calling hours | 1 of 2 | Review | 8:30 p.m. in Miami | 47 CFR § 64.1200(c)(1); Fla. Stat. § 501.616(6) |
| Consent | 3 of 3 | All correct | None | None |
| Do-not-call | 2 of 3 | Review | A past customer who said no | 47 CFR § 64.1200(f)(5), (f)(5)(i) |
| Calls and recording | 2 of 2 | All correct | None | None |
| Records and stakes | 2 of 2 | All correct | None | None |
| Whole quiz | 15 of 18 | Met | 83% against a 80% pass mark | |
Answer key for trainers
Every question with its answer, the rule in one line and the citation, read from the same data as the quiz. It is folded shut so a trainee scrolling past the quiz does not see it first. For the longer version of each topic, see prior express written consent, do-not-call rules for business and the records hub.
Show the answer key
| Question | Topic | Answer | The rule in one line | Cite |
|---|---|---|---|---|
| 01“Please stop texting me” | Opt-outs and STOP | B | Plain-language opt-outs count. Process it by hand. | 47 CFR § 64.1200(a)(10); CTIA § 5.1.3 |
| 02“QUIT.” in capitals | Opt-outs and STOP | A | Any of the seven words, any case or punctuation, is an opt-out. | 47 CFR § 64.1200(a)(10); CTIA § 5.1.3 |
| 03How fast an opt-out takes effect | Opt-outs and STOP | A | Ten business days at most; the queued promo is cancelled. | 47 CFR § 64.1200(a)(10) |
| 04The reply after STOP | Opt-outs and STOP | C | One confirmation, no marketing, within five minutes. | 47 CFR § 64.1200(a)(12); CTIA § 5.1.3 |
| 05STOP to an appointment reminder | Opt-outs and STOP | B | Stop every text that needs consent until they clarify; ask in the one confirmation. | 47 CFR § 64.1200(a)(12); DA 26-12; FCC 26-67 |
| 06The new “one opt-out method” order | Opt-outs and STOP | C | Adopted, not in effect: keep honouring any reasonable opt-out. | FCC 26-67 ¶¶ 15–16, 24 |
| 078:30 p.m. in Miami | Calling hours | C | Hold: Florida's 8 p.m. cut-off, recipient's clock. | 47 CFR § 64.1200(c)(1); Fla. Stat. § 501.616(6) |
| 0810:30 a.m. in New York, 7:30 a.m. in Los Angeles | Calling hours | B | The recipient's clock: 7:30 a.m. there is too early. | 47 CFR § 64.1200(c)(1), (e) |
| 09A bought list of “opted-in” numbers | Consent | C | No: consent is not transferable; build your own opt-ins. | CTIA §§ 5.1.2.2, 5.1.4; 47 CFR § 64.1200(f)(9) |
| 10The required checkout box | Consent | B | No: consent can never be a condition of purchase. | 47 CFR § 64.1200(f)(9)(i) |
| 11The “one-to-one consent” rule | Consent | A | Vacated and removed; consent still has to name your business. | IMC v. FCC (11th Cir. 2025); 90 FR 42137 |
| 12A 45-day-old registry download | Do-not-call | B | 31 days at most: re-download before calling. | 47 CFR § 64.1200(c)(2)(i) |
| 13“Take me off your list” | Do-not-call | A | Log it now; ten business days at most; five years. | 47 CFR § 64.1200(d)(3), (d)(6) |
| 14A past customer who said no | Do-not-call | C | No: a do-not-call request ends the 18-month relationship. | 47 CFR § 64.1200(f)(5), (f)(5)(i) |
| 15Recording a call into California | Calls and recording | C | Announce the recording and get agreement when either end is an all-party state. | 18 U.S.C. § 2511(2)(d); Cal. Penal Code § 632(a) |
| 16Three seconds of silence | Calls and recording | A | Abandoned after two seconds; 3% cap per campaign per 30 days. | 47 CFR § 64.1200(a)(7) |
| 17What an opt-in record keeps | Records and stakes | B | Time, medium, wording, campaign, IP, number, person. | CTIA §§ 5.1.2, 5.1.5 |
| 18What one unwanted text can cost | Records and stakes | A | $500 each, up to $1,500 if willful or knowing. | 47 U.S.C. § 227(b)(3), (c)(5) |
State notes
Two of the questions turn on state law. Calling windows were read on each state's own statute site on 2026-10-22; the recording list follows the Reporters Committee for Freedom of the Press. Look up a single state with the call recording consent lookup, and the wider picture in mini-TCPA state laws.
Calling hours tighter than the federal window
- FL8 a.m.–8 p.m.
- OK8 a.m.–8 p.m.
- MD8 a.m.–8 p.m.
- WA8 a.m.–8 p.m.
- CT9 a.m.–8 p.m.
- TX9 a.m.–9 p.m., Sunday noon–9 p.m.
- MN9 a.m.–9 p.m.
Each window is the recipient's local time. One schedule clears every state listed: 9 a.m. to 8 p.m. Monday to Saturday, and noon to 8 p.m. on Sunday. A state not listed was not verified here: check its statute before assuming the federal window.
All-party consent to record
- CA
- DE
- FL
- IL
- MD
- MA
- MI
- MT
- NH
- PA
- WA
The Reporters Committee lists about 11 states that primarily require every party's consent (Michigan at least for recordings made by a third party). Connecticut and Nevada require it for phone calls:
- CT
- NV
Sources
Every rule an answer rests on, with the date it was read. Where a rule has a staged or adopted-but-not-in-effect change, the answer says so; re-check the FCC and the Federal Register before relying on a date.
- 47 CFR § 64.1200: revocation (a)(10), confirmation text (a)(12), abandoned calls (a)(7), calling hours and DNC (c), company DNC list and training (d), definitions (f) (eCFR)fetched 2026-10-22
- 47 U.S.C. § 227(b)(3) and (c)(5): private right of action and damages (govinfo)fetched 2026-10-22
- CTIA Messaging Principles and Best Practices (May 2023), §§ 5.1.2–5.1.5fetched 2026-10-22
- FCC 26-67, Report and Order (adopted 2026-09-30, released 2026-10-01): exclusive revocation methods, informational categoryfetched 2026-10-22
- FCC DA 26-12 (2026-01-06): the "revoke all" part of § 64.1200(a)(10) extended to 2027-01-31fetched 2026-10-22
- Federal Register: FCC documents published since 2026-10-01 (FCC 26-67 not among them on 2026-10-22)fetched 2026-10-22
- Insurance Marketing Coalition Ltd. v. FCC, No. 24-10277 (11th Cir. Jan. 24, 2025)fetched 2026-10-22
- 90 FR 42137 (Aug. 29, 2025): one-to-one consent wording removed from § 64.1200(f)(9)fetched 2026-10-22
- Fla. Stat. § 501.616(6): commercial telephone solicitation hours and call capfetched 2026-10-22
- 18 U.S.C. § 2511(2)(d): one-party consent to record (govinfo)fetched 2026-10-22
- Reporters Committee for Freedom of the Press: Reporter's Recording Guide (all-party states, cross-state calls)fetched 2026-10-22
- Reporters Committee: California recording law (Cal. Penal Code § 632(a))fetched 2026-10-22